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We Keep Banking Local

Hawaii National Bank is proud to have been part of the community since 1960, standing by local entrepreneurs who over time have shaped the neighborhoods we call home.
As a family-owned business ourselves, we value these relationships and always put people first, because we know firsthand just what it takes to thrive as a local business owner.
We’re excited to walk alongside entrepreneurs at every step as together we shape Hawaii’s next chapter.

It starts with

A sense of purpose

It starts with

Being part of the community

It starts with

A family bank in your corner

Meet the entrepreneurs.
Constantly adapting and innovating, these entrepreneurs work tirelessly to run the small businesses that keep our community going.

Blank Canvas

Caleb Taosaka & Daniel Ng

Kenworth Hawaii

Kevin Balog

Royal Kitchen

Liana Benn

Eight Point Distributors

Mike Sakamoto Jr.

Autosource

Rima Braden

Ready to get started?

Tell us a little about yourself and let us help you take your business to the next level.

Island Topsoil

David Souza

Local Joe

Charles Asselbaye

The Pig & The Lady

Andrew & Alex Le

T&C Surf

Craig & Ryan Sugihara

Aloha Personal Training

Candace & Jon Nakasone

MD Restoration

Mark Harris

Goldwings

Lia Young Hunt

Hawaii National Bank

Helping local businesses is our business. Since 1960, Hawaii National Bank has partnered with entrepreneurs and businesses across Hawaii to help move their dreams forward. We take pride in leading with our hearts and treating customers with compassion – that’s how we became known as the Home of Warm-Hearted Bankers.
As a locally-owned family business ourselves, we understand firsthand the challenges and excitement of being a business owner in Hawaii. We are uniquely equipped to provide expert decision making and highly personalized service so you can focus on what you do best. Select the products and services you need, with the freedom to expand options as your business reaches the next level.
Let’s get started.
Ask an Entrepreneur
How has Hawaii National Bank helped grow your business?
As we grew to the outer islands, we actually needed to build our facilities there. So financing became very important to expand our operations so that we could actually get statewide distribution here in Hawaii. Hawaii National Bank helped us expand our business over the years, and understood our challenges because they’re a family run organization as well.
Mike Sakamoto Jr.
Eight Point Distributors
We started with Hawaii National Bank when we opened the business. They were with us at the beginning and they are still with us now.
Liana Benn
Royal Kitchen
Carousel is our pre-owned lease program that allows you to exchange cars frequently. Hawaii National Bank was first to really support us and they were really enthusiastic.
Rima Braden
Autosource
How has Hawaii National Bank helped grow your business?
As we grew to the outer islands, we actually needed to build our facilities there. So financing became very important to expand our operations so that we could actually get statewide distribution here in Hawaii. Hawaii National Bank helped us expand our business over the years, and understood our challenges because they’re a family run organization as well.
Mike Sakamoto Jr.
Eight Point Distributors
We started with Hawaii National Bank when we opened the business. They were with us at the beginning and they are still with us now.
Liana Benn
Royal Kitchen
Carousel is our pre-owned lease program that allows you to exchange cars frequently. Hawaii National Bank was first to really support us and they were really enthusiastic.
Rima Braden
Autosource
What excites you about the future of your business?
Our customers are very good. They're loyal. We have now a second or third generation coming because they remember coming as a keiki and now they're a parent or grandparent, believe it or not.
Liana Benn
Royal Kitchen
It's exciting because things are changing for the environment and for our island. It is very important for us to continue along those lines.
Mike Sakamoto Jr.
Eight Point Distributors
What I like about having a business like this, beyond the fact that it has the potential to grow, is all the creativity, all the dumb little ideas and all the great ideas and everything in between.
Rima Braden
Autosource
What do you love about Hawaii National Bank?
I would recommend Hawaii National Bank to small businesses because of the close working relationship we have with the staff there. You feel like you're one of the family. It's one-on-one. You're not bounced from one section to another section to another section. It's all encompassing there and I think that's the beauty of it.
Liana Benn
Royal Kitchen
Most banks nowadays, they've done so much with tech that some of that personal touch is missed. Hawaii National certainly retains that. And that's one of the key things that makes us so happy to be with them.
Rima Braden
Autosource
I think Hawaii National Bank really understands what it takes to run a family business. From their perspective, the individual family members, they don’t have a super huge corporate structure. And they understand that from our side, we're the same in that we’re family members that are in business and making a go of it.
Mike Sakamoto Jr.
Eight Point Distributors
What qualities should entrepreneurs look for in a bank?
A bank that adapts and learns. Hawaii National is definitely flexible–they start by learning about your business, and then they add to or contribute to your business with some new ideas. They're partners.
Rima Braden
Autosource
We had other bankers in the past that didn't believe in our mission and goals and the things we wanted to do back in the day. So we eventually came out to Hawaii National Bank, and they took a chance. Having a good banker is super important. I mean, they're sort of the financial backbone of the company.
Mike Sakamoto Jr.
Eight Point Distributors
It's important to have a good banker because you need to have someone hold the reins for you, hold the ropes for you. They're reliable, they're responsible, and they're responsive to your needs.
Liana Benn
Royal Kitchen
What advice would you give someone starting a business?
I think it behooves us to serve the community. It's our responsibility, it's our kuleana to help out because we get back it somehow.
Liana Benn
Royal Kitchen
We didn't expect the company to grow over the last 40 years to the size that we are today. It is because of all the people and our crew, and that we actually do a good job getting products out there and continually pick up new products every year and add to our mix.
Mike Sakamoto Jr.
Eight Point Distributors
We're always thinking five to ten years ahead. You have to scale with a certain amount of pace. You don't want to be all blue sky.
Rima Braden
Autosource
What do people love about your business?
We bring the products to the grocery stores, we stock their shelves, we deliver their products. And so when you walk in to go get your favorite ice cream, for example, that's something that we deliver to the stores.
Mike Sakamoto Jr.
Eight Point Distributors
To have that large dealership feel when you come in to just buy something that you can afford, it feels good, I think, for a lot of people. And then to have the service component and all of that still provided when you're in that price point, I think it's really cool for people.
Rima Braden
Autosource
We are the go-to place for baked manapua. Parents pick up their manapua to greet their returning troops, their family members. College students would ask for it when they come back–when they hit the ground, it's either the manapua from us or Zippy’s Chili.
Liana Benn
Royal Kitchen
What characteristics do successful entrepreneurs need to have?
You can’t be afraid to put in the work. It’s easy to put money into something, but a real entrepreneur has to lay the foundation of their company, they have to teach their associates and employees the vision.
Kurt Yoshikawa
McKinley Carwash
You have to have passion in what you do. You also have to have good financial support, if not through family and friends, through financial institutions like Hawaii National Bank.
Craig Yoshikawa
McKinley Carwash

AW Dental Group

Aldrin Wong, DDS

Heaven on Earth

Lora Nakai

L&L Hawaiian Barbecue

Eddie Flores, Jr.

McKinley Car Wash

Kurt, Craig, & Max Yoshikawa

We have the tools and experience to help your business thrive.

Choose the products and services you need, with the flexibility to expand as your business grows. Find the Checking Account perfect for you and your business. 
As your business grows, we’re here to help you with a loan that fits your goals.
Convenient and easy payment processing solutions for your business. Boost sales and business efficiency with our Merchant Services. 
Our commercial loans help you and your business build a more secure future. 
Save time, save money and simplify banking so you can get back to work. Bank online, anytime with our secure Online and Mobile Banking services. 
We understand what locally-owned businesses want from their bank. Learn more about the range of products and services designed to fit your business needs.

The Pâtisserie

Colleen Paparelli

Scott Hawaii

Steve & Kaione Scott

The Systemcenter, Inc.

Stephan Edwards

Town Hospitality Group

Ed Kenney & Dave Caldiero

History

Hawaii National Bank opened its doors on September 19, 1960, in Honolulu’s Chinatown neighborhood. Led by founder K.J. Luke, a well-respected businessman and real estate investor, Hawaii National Bank grew to become one of Hawaii’s keystone banking institutions. Today, the legacy continues under the Luke family’s third generation of leadership. Hawaii National Bank continues to help Hawaii’s businesses thrive in an ever-changing financial landscape.
Learn more about our history here.

How can we help you?

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